Offer employees a powerful account
for health expenses and retirement.
Health savings accounts (HSAs) are a unique opportunity to address employee concerns about medical expenses in retirement and help individuals and employers maximize tax savings. Our turnkey HSA solution helps to control costs, simplify administration, and empower employees to manage their health expenses today while they plan, save, and invest for their future. Our financial advisors provide support and guidance to you and your employees.
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Digital Setup
Our modern and turnkey solution reduces the administrative burden and complexity of setting up a HSA program.
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Streamlined Enrollment
We work to educate and onboard your employees to set contributions rates, select investment choices, monitor balances, and make updates.
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Ongoing Support
We serve as the single point of contact to help manage your HSA offering and its investments services.
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HSA Program Features
Our comprehensive program is designed to provide all of the components to provide employees with a robust HSA offering.
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DEDICATED ACCCOUNT MANAGER
You and your employees will have a dedicated account manager available to answer account and investment related questions. ONLINE ENROLLMENT
An online portal enabling the digital enrollment and management of employees. EMPLOYEE PORTAL
Employees have access to an intuitive client portal where they can make contributions and review their portfolio. Vertical Divider
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EMPLOYEE HSA EDUCATION
The use cases for HSAs are not widely understood by employees; we work to educate employees on the account's unique benefits. ROBUST INVESTMENT OPTIONS
We offer a diverse range of low cost fund options, managed portfolios, target date funds, and first dollar investing. DEBIT CARD
Employees have access to their funds with an option for a debit card. |
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See if HSAs are right for your company.
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HSAs are an excellent tax advantaged tool that can be utilized to reduces taxes, prepare for retirement, and build medical equity.
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Employer BenefitsLower Insurance Premiums - Moving to an HDHP/HSA can allow your company to save on health insurance premiums without sacrificing quality on employee coverage.
FICA Savings - When employees contribute to their HSAs via payroll withholding under a Section 125 plan, you (the employer) and your employees each are exempt from FICA taxes on those contributions.
Lower Annual Premium Increases - As your employees take ownership over their health and become more involved healthcare consumers, you may benefit from fewer increases on your annual premiums.
Increase Engagement - Make employees active participants in their own health care decisions, with greater control over spending.
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Employee BenefitsTriple Tax Benefits - Employee contributions are pre-tax, interest earned is tax-free, and withdrawals are non-taxable.
No "Use It or Lose It" Choice - Unlike Flexible Spending Accounts (FSAs), the money in an HSA is invested, and unused funds roll over each year.
Portable - HSAs are individually owned by your employees. Employees can keep and access their HSA even if they change jobs.
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Robust Investment Options
We offer a diverse range of best-in-class, low cost fund options, managed portfolios, and target date funds.
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Funds
Employees have access to a global array of low cost passively and actively managed mutual and exchange traded funds (ETFs).
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Managed Portfolios
Our investment team constructs professionally managed, broadly diversified model portfolios to help employees meet their retirement goals.
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Target Date Funds
Employees have access to a suite of low cost target date funds.
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We are happy to customize this fund list to meet your plan's needs.
All accounts are first dollar investment eligible.
All accounts are first dollar investment eligible.
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Learn more about HSAs with a free plan review.
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